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Inflation, by definition, is the “A persistent increase in the level of consumer prices or a persistent decline in the purchasing power of money…” (http://www.thefreedictionary.com/inflation).

There is a great amount of discussion in the media and through academia about the potential for an inflationary period to hit the United States eventually. Wake up smart-people, inflation is here. When credit locks up, the value of the US dollar declines and the cost of goods to American consumers increases that is INFLATION.

Inflation has been exacerbated by the loss of jobs, continually tighter lending standards and the global decline in the value and security of the dollar. This inflationary period has been here and will continue to get worse. The best way to stay ahead of the curve is to consider hedging your dollar value against other currencies through Forex trading or Forex ETFs. If you do not have the money or knowledge to hedge against the declining dollar be wiser with your money. If you want to buy something, find the best deal. Even consider trading services if you are a professional, an example would be doing a dentists taxes for free cleanings.